Dental Benefits (adult): Generally, include preventive and diagnostic care, basic procedures (fillings, endodontics, extractions), and major services (crowns, dentures). Typically, no waiting periods, and waived deductibles for preventive care may vary by state.

Vision Benefits (adult): Typically include an annual eye exam, coverage for standard eyeglasses or contacts (often a set $$ limit, such as up to $130), and no deductible. Certain plans, like HMO Plus plans, may offer copay-based exams and immediate benefits.